There are many perks VA loans offer that are unmatched by other home loan options. However, if you’ve been learning about VA loans from less experienced lenders, you may have heard some misconceptions about the benefits and limitations of these…
While people often use the terms interchangeably, there is a difference as to whether you’re pre-qualified or pre-approved for a mortgage loan. The short answer is: one is more official and means you are further along in the home buying…
Photo credit: by MangoStar_Studio from Getty Images You’ve decided it’s time to purchase a home. It’s an exciting time, but the process requires preparation. When applying for a mortgage, you want to be in the best spot possible to ensure…
Photo credit: by designer491 from Getty Images We know how tricky and complicated it can be to find yourself in an escrow shortage or receive notification of a negative escrow balance. Typically, property taxes increase which then causes your monthly…
Photo credit: by SDI Productions The VA IRRRL Program has many benefits those with VA loans can take advantage of - as long as you qualify! However, the qualifications are not as hard as you may think. VA IRRRL Requirements…
Photo credit: by jcomp Did you know? The VA has a streamlined refinance program just for veterans and active duty military! Texas VA Mortgage is proud to offer this program, called the VA IRRRL Program. It stands for Interest Rate…
Texas VA Mortgage has partnered with Global Wealth Advisors to provide a drop-off location for Lewisville residents during the 2020 Toys for Tots campaign from now until December 15, 2020. The companies are conveniently located in The Realm at Castle…
Part of being a financially savvy veteran homeowner means knowing when it’s time to refinance. When you refinance, or “refi,” you’re essentially replacing your existing mortgage with a new loan — typically so that you can take advantage of lower…
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
